Frequently Asked Questions

Because we represent multiple carriers, we can compare rates side-by-side to find you the best deal. We also identify available discounts, bundle options, and coverage optimizations that can significantly reduce your premiums without sacrificing protection.

We offer a comprehensive range of insurance products including auto, home, life, business, umbrella, and specialty coverage (boats, RVs, motorcycles, rental properties). If you need coverage for it, we can likely help.

You can file a claim directly with your insurance carrier or contact our office and we'll guide you through the process. We're here to advocate for you every step of the way and ensure your claim is handled promptly and fairly.

No! Our services are completely free to you. We are compensated by the insurance carriers we represent. There is no additional cost for using an independent agent — in fact, it often saves you money because we can shop multiple companies for the best rate.

We recommend reviewing your policies at least once a year or whenever you experience a major life change (buying a home, getting married, starting a business, etc.). We proactively reach out to our clients for annual reviews to ensure their coverage remains optimal.

We serve clients throughout Illinois and can also provide coverage in multiple states. Whether you're in the Chicagoland suburbs or elsewhere, we can help you find the right insurance solution.

In most cases, we can provide you with competitive quotes within 24 hours. For straightforward auto and home policies, we can often provide quotes in just minutes over the phone or through our online quote request form.