The right coverage starts with the right advice
Some of your most valued possessions need specialized protection that standard policies don't provide. From recreational vehicles to investment properties, we offer tailored coverage for the unique items and situations in your life.
Why customers choose us for specialty insurance
Specialty Insurance coverage options
Every policy is customized to your needs. Here are the key coverage types we can include in your specialty insurance policy.
Boat & Watercraft
Coverage for motorboats, sailboats, jet skis, and other watercraft including hull damage, liability, medical payments, and towing on the water.
RV & Motorhome
Specialized coverage for recreational vehicles including collision, comprehensive, personal belongings inside the RV, and full-timer liability for those who live in their RV.
Motorcycle
Tailored coverage for motorcycles, scooters, and ATVs including liability, collision, comprehensive, and accessory coverage for custom parts and equipment.
Rental Property
Landlord insurance that protects your rental properties with dwelling coverage, liability protection, and loss of rental income if the property becomes uninhabitable.
Flood Insurance
Protects your home and belongings against flood damage — which is excluded from standard homeowners policies. Available through NFIP and private carriers.
Classic & Antique Car
Agreed-value coverage for collector vehicles, ensuring you receive the full appraised value of your classic car in the event of a total loss.
The independent agent advantage
Working with an independent agency like Better Choice Insurance Group means you get expert advice, more choices, and a dedicated advocate — all at no extra cost to you.
Independent & Unbiased
We represent you, not the insurance companies. Our recommendations are always based on what's best for your situation — never influenced by carrier commissions.
We Shop, You Save
With access to over 19 carriers, we compare rates side by side to find you the best coverage at the lowest price. Our clients save an average of $900 per year.
Dedicated Support
From policy questions to life changes, our team is always here to help you navigate your coverage and make sure you're protected.
Local & Accessible
With offices in Saint Charles, IL and San Antonio, TX, we're always just a phone call away. Real people, real answers, no runaround.
Get your free specialty insurance quote today
Let us compare rates from over 19 top carriers to find the best specialty insurance coverage at the best price. It takes just minutes and there's no obligation.