The right coverage starts with the right advice
When a major claim exceeds the limits of your standard auto, home, or business policy, an umbrella policy kicks in to provide an additional layer of financial protection. It's affordable peace of mind for the risks that keep you up at night.
Why customers choose us for umbrella insurance
Umbrella Insurance coverage options
Every policy is customized to your needs. Here are the key coverage types we can include in your umbrella insurance policy.
Personal Umbrella
Provides additional liability coverage above and beyond your auto and homeowners policy limits. Typically available in $1M increments for just pennies on the dollar.
Commercial Umbrella
Extra liability protection for your business, extending the limits of your underlying general liability, commercial auto, and employers' liability policies.
Excess Liability
Similar to umbrella coverage but follows the exact same terms and conditions of the underlying policy. Ideal when consistent coverage language is important.
The independent agent advantage
Working with an independent agency like Better Choice Insurance Group means you get expert advice, more choices, and a dedicated advocate — all at no extra cost to you.
Independent & Unbiased
We represent you, not the insurance companies. Our recommendations are always based on what's best for your situation — never influenced by carrier commissions.
We Shop, You Save
With access to over 19 carriers, we compare rates side by side to find you the best coverage at the lowest price. Our clients save an average of $900 per year.
Dedicated Support
From policy questions to life changes, our team is always here to help you navigate your coverage and make sure you're protected.
Local & Accessible
With offices in Saint Charles, IL and San Antonio, TX, we're always just a phone call away. Real people, real answers, no runaround.
Get your free umbrella insurance quote today
Let us compare rates from over 19 top carriers to find the best umbrella insurance coverage at the best price. It takes just minutes and there's no obligation.