Terms & Conditions

Effective Date: March 17, 2026

1. Acceptance of Terms

By accessing or using the website of Better Choice Insurance Group ("we," "us," or "our") at https://www.betterchoiceins.com, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our website or services.

2. Services

Better Choice Insurance Group is an independent insurance agency. We provide insurance quotes, policy comparisons, and related services by representing multiple insurance carriers. Our services include but are not limited to auto, home, life, and business insurance.

The information provided on our website is for general informational purposes only and does not constitute a binding offer of insurance or a guarantee of coverage. All insurance policies are subject to the terms, conditions, and exclusions of the issuing carrier.

3. Messaging Terms & Conditions

4. Use of Website

You agree to use our website only for lawful purposes. You may not:

• Use the website in any way that violates applicable laws or regulations.
• Attempt to gain unauthorized access to any part of the website or its systems.
• Transmit any viruses, malware, or other harmful code.
• Use automated systems (bots, scrapers) to access or collect data from the website without our written permission.

5. Accuracy of Information

You agree to provide accurate, current, and complete information when submitting a quote request or contacting us. Providing false or misleading information may result in inaccurate quotes and could affect your ability to obtain or maintain insurance coverage.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Better Choice Insurance Groupor its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

7. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, completeness, reliability, or availability of our website or the information provided. We do not guarantee that any insurance quote will result in coverage or that the rates quoted will remain available.

8. Limitation of Liability

To the fullest extent permitted by law, Better Choice Insurance Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to loss of data, revenue, or profits.

9. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party websites. Accessing third-party links is at your own risk.

10. Privacy

Your use of our website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our website, you consent to our data practices as described in the Privacy Policy.

11. Modifications

We reserve the right to modify these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

12. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles.

13. Contact Us

If you have questions about these Terms & Conditions, please contact us: